We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

While debt consolidation programs can help organize your repayments into a simplified plan and help you save a bit of money, you could take a negative hit to your credit score. If you’re struggling to ...

Debt management restructures your debt so you can pay it off. Debt settlement involves some amount of debt forgiveness. If you don't qualify for debt management, debt settlement might work for you.

Could your debt be reduced or forgiven? Take our financial relief quiz. Debt financing is an all-encompassing term referring to a business raising capital through borrowing. The borrowing can come ...

There are potential benefits and downsides to debt consolidation.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. "If we continue to see strong job growth, strong consumer spending and ...

Debt consolidation loans work by paying off all your debts at once with the loan’s lump sum. You then pay back the loan in fixed monthly installments. Many, or all ...

A debt consolidation loan is a type of personal loan that you can use to combine multiple debts into one and pay them off in fixed installments. This can benefit you in several ways, from simplifying ...

If you’re struggling to repay your debt, it may be time to start looking into debt relief programs. Debt relief could be a lifeline, allowing you to regain control of your finances by helping you ...