A $400,000 house costs an average of $3,216 to insure per year, but your cost will vary based on a few factors.

Your insurer does not need to be your first point of contact for general questions. Review your policy documents and check ...

Sharon Wu, a senior writer with over a decade of experience, specializes in consumer-focused content covering home and finance topics such as insurance, investments, credit, debt, mortgages and home ...

Mortgage extra expense: If your home needs to be rebuilt after a covered loss, this endorsement would reimburse you for increased monthly mortgage expenses of up to $250 per month or a maximum of ...

Homeowners insurance isn’t just about picking a policy and crossing your fingers after you buy your home. It’s about making sure your coverage truly reflects what it would cost to rebuild it. That’s ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Readers told us how insurers are raising premiums and, in some cases, cutting back coverage, as climate change shakes up the ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

Home insurance premiums have surged in nearly 95% of the U.S., leaving many homeowners struggling to keep up.Raising your deductible is one way to cut costs. While you’ll pay more out of pocket for ...

U.S. home insurance costs rose 11.4% in 2024 over a year ago. Here are seven expert strategies for finding affordable ...

Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That's forcing families across the country to make tough choices.

Next year, the legislature is likely to consider tighter regulations on the insurance industry to relieve at least some of the financial burden.