Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, ...

None of us chose the credit system that underlies our consumer economy, but good luck opting out. Here's how to keep a good ...

After a 25-year monopoly of credit scoring home loans for mortgage giants Fannie Mae and Freddie Mac, FICO finally has some competition. VantageScore, owned by the three major credit bureaus Experian, ...

Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

Fannie Mae has announced it will be scrapping the minimum credit score requirement of 620 for loans submitted through its Desktop Underwriter engine. The change comes into effect this weekend and ...

The Latino engagement group Somos Votantes Education Fund partnered with the national nonprofit Undue Medical Debt to write ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Industry groups and scientists have urged the Trump administration to reconsider its plan to close a renowned Agriculture ...

The Latino engagement group Somos Votantes Education Fund partnered with the national nonprofit Undue Medical Debt to write ...

Regardless of how customers feel about the changes, Southwest noted one perk that comes with assigned seating. No alarms will ...